What do you do?
We are a company that specializes in negotiating down our client’s debts. We are usually able to restructure or settle your Merchant Cash Advance debt (and other business debt) for significantly reduced sums.
How long does the program take?
That depends on what you can apply to the program. We can work out a payment plan that will help your cash flow as well as set aside enough money so we can effectively negotiate with your lenders.
The program can take anywhere from 3 to 24 months. In general, we are usually able to negotiate lower settlements when the terms are shorter.
How much does it cost?
We charge an enrollment fee to begin working on your accounts and contact your lenders but the majority of our fees we earn by charging a service fee for the portion of the money we save you, If we do not save you anything or are unable to settle the debt, the money in your trust account will be returned to you. This way we are incentivized and motivated to save you as much as possible.
Are you a Law Firm?
We are not a Law Firm and we do not provide legal advice. However, we are affiliated with a nationwide network of attorneys that can assist us when necessary.
Why do I need you?
Are you taking more than one advance at a time in an attempt to pay back your previous advances? When you finish paying back one advance, do you need to take another right away just to keep your doors open? If so, you may be stuck in a cycle that may eventually lead to you having to shutter your doors. Let us help you.
How are you different?
We are not a lender; We are a business debt settlement company. We advocate for your business against the lenders and work to get your payments reduced to a number you can afford or even get the balance decreased.